Mortgage Protection Insurance
Protect Your Home.
Protect Your Family.
If something happened to you, could your family keep the house? Mortgage protection is life insurance designed to help your loved ones cover the mortgage.
See My Coverage Options →- Licensed agents
- Takes about 60 seconds
- No obligation
See If You Qualify
Find Coverage That Fits Your Family
Answer 7 quick questions. A licensed insurance agent in your state will review your options with you.
🔒 Your information is handled securely.Why It Matters
Your Mortgage Doesn’t Stop If Your Paycheck Does
PMI protects the lender
Private mortgage insurance covers your lender, not your family. Mortgage protection is coverage for the people you love.
Work coverage may not follow you
Life insurance through an employer often ends when the job does, and it may not be enough to cover the mortgage.
Your family stays in control
The benefit goes to the people you name, so they can decide how to use it, starting with keeping the home.
How It Works
Three Simple Steps
Answer a few questions
Tell us who you want to protect and what fits your budget. It takes about a minute.
Talk with a licensed agent
A licensed agent in your state reviews your options with you on a short phone call.
Choose what fits
Pick coverage that works for your family and your budget. No pressure, no obligation.
Questions
Frequently Asked Questions
What is mortgage protection insurance?
It’s a life insurance policy set up around your mortgage. If something happens to you, the benefit can help your family pay off the home or keep up with payments.
Is this the same as PMI?
No. PMI (private mortgage insurance) protects your lender if you stop paying. Mortgage protection pays a benefit to your family.
Who receives the money?
The people you name as beneficiaries. They decide how to use it.
How much does it cost?
It depends on your age, health, coverage amount, and policy length. Your agent will walk you through options that fit your budget.
Do I need a medical exam?
Not always. Some options may not require an exam. It depends on the carrier and your situation.
Is there any obligation?
No. Reviewing your options is free, and you decide if and when to move forward.
Are you affiliated with my mortgage lender?
No. Craig Life Agency is not affiliated with your mortgage lender or any government agency.
Your Family’s Home Deserves a Plan
See your options in about a minute. No cost, no obligation.
See My Coverage Options →
Craig Life Agency · Douglas Craig, Licensed Insurance Agent · NPN #17424211 · Licensed in: OH, IN, MI, IA, NC, SC, MD, LA
This is a solicitation for insurance. Coverage is subject to underwriting and approval. Rates, terms, and availability vary by state, age, and health. Craig Life Agency is not affiliated with any mortgage lender or government agency.
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