Terms of Service

1. Acceptance of These Terms

By using this website, completing our survey, booking a call, or communicating with Craig Life Agency, a DBA of EPC Financial Solutions LLC (“we,” “us,” or “our”), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website.

2. About Our Services

Craig Life Agency is operated by Douglas Craig, a licensed insurance agent (NPN #17424211), licensed in Ohio, Indiana, Michigan, Iowa, North Carolina, South Carolina, Maryland, and Louisiana. We help consumers explore mortgage protection and life insurance options from insurance carriers.

• This website is a solicitation for insurance. Information on this site is general and is not an offer of coverage.
• All coverage is subject to underwriting and carrier approval. Rates, terms, and availability vary by state, age, health, and other factors.
• We can only offer coverage in states where we are licensed.
• Craig Life Agency is not affiliated with any mortgage lender or government agency.

3. No Guarantee and No Professional Advice

Completing our survey or speaking with us does not guarantee that you will qualify for coverage or receive a particular rate. Content on this website is for general information only and is not legal, tax, or financial advice.

4. Consent to Calls, Texts, and Emails

By submitting your information and checking the consent box, you agree that Craig Life Agency may contact you at the phone number and email address you provided, including by automated technology and text message, about the insurance options you requested. Consent is not a condition of purchase. You may opt out at any time.

5. Text Messaging Terms

6. Appointments

If you book a call, please keep the time or reschedule if your plans change. We may send confirmations and reminders by text or email.

7. Information You Provide

You agree to provide accurate, current information. Inaccurate information may affect the options available to you or the accuracy of any quote.

8. Website Content

All content on this website, including text, graphics, and logos, belongs to Craig Life Agency or its licensors. You may not copy or reuse it without permission.

9. Third-Party Links and Services

Our website may link to or use third-party services, such as scheduling tools. We are not responsible for the content or practices of third parties.

10. Disclaimer and Limitation of Liability

This website is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Craig Life Agency is not liable for any indirect, incidental, or consequential damages arising from your use of this website.

11. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law rules.

12. Changes to These Terms

We may update these Terms from time to time. The effective date at the top shows when they were last changed.

13. Contact Us

Craig Life Agency (a DBA of EPC Financial Solutions LLC)
Attn: Douglas Craig
1829 Tikki St
Findlay, OH 45840
Email: [email protected]
Phone: (419) 788-7393